Are You Turning 65?

Are you over 65 and recently retired, or thinking about retiring?

The Medicare system can be overwhelming, which is why at Triad Insurance Group our goal is not to just sell you a plan, but to simplify and explain the basic ABCs and regulations that govern Medicare so you can select a plan that is right for your needs and budget.  And, because we are compensated by our carriers, THERE IS NEVER A FEE FOR OUR EXPERT GUIDANCE.

Annual Open Enrollment Oct. 15th through Dec. 7th

Overview of Medicare

What is Medicare?

Medicare is the federal health insurance program for people who are 65 or older.  The different parts of Medicare help cover specific services.  Specifically, Part A covers hospital or nursing facility stays, as well as hospice and home health care.  Part B covers certain doctors’ services, outpatient care, medical supplies, and preventive services.

Eligibility for Medicare

Most people will have an Initial Enrollment Period which is a 7 month period around the time they turn age 65. This period begins 3 months before the month you turn 65, includes the month you turn 65, and ends 3 months after the month you turn 65.  Once enrolled in Medicare, if you wish to change your plan,  you must act during the annual open enrollment period.

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What We Offer

Medicare Supplements (Medigap)

Medicare Supplements (Medigap A – N) work in conjunction to complement your original Medicare Parts A & B.  They cover some, if not all, of the expenses that Part A and B do not cover, like co-pays, deductibles and other charges.  Premiums vary greatly among carriers.

Medicare Advantage (Part C)

Medicare Advantage Plans replace your original Medicare Parts A and B (and sometimes Part D), as they are rolled into one plan.  They may provide better benefits than original Medicare, and premiums can vary from ZERO dollars, based on coverage, carrier and geographical location.

Medicare Part D (Prescription Drug Plans)

Medicare Part D adds prescription drug coverage to Original Medicare and premiums vary between carriers.  It is IMPORTANT to note that selecting the right Medicare Part D Plan can save you potentially thousands in your prescription drug costs.

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Disclaimers:

Benefits: The benefit information provided herein is a brief summary, not a comprehensive description of benefits and may contain inaccuracies. For more information contact the plan. Limitations, copayments, and restrictions may apply.
Contact form. By providing information via our contact form, you agree that an authorized representative or licensed insurance agent/producer may contact you by telephone, email or mail to answer your questions or provide additional information about Medicare Supplement insurance.
Agent: Triad Insurance Group is a licensed insurance agency authorized to market life, health and Medicare insurance. This is a solicitation for insurance. Please note you have no guarantee issue. Offerings of insurance are made based only on submitted applications.